Wine Taste Tour

By Mui Aponta

 Don”t think you can travel without it.

When the process of buying travel insurance seems like one extra headache that you could do without just before your holiday, it can be tempting to think ”what’’s the worst that could happen”? This, however, is a bad move. You may well have a holiday that goes off without a hitch, but there is always the possibility that something could go wrong - be it minor or major - and leave you with unnecessary stress and an empty wallet.

Consider how frequent a traveller you are.

You may just be planning the one holiday at the moment, but before buying single trip insurance it’’s wise to consider whether you”ll be travelling frequently and therefore better off with annual cover. Annual insurance policies can be very reasonably priced - “” Travel Insurance offer European cover from ?37.65 - and are often better value for money if you intend to travel twice or more during the year.

Consider what kind of traveller you are.

Another complication of travel insurance is that most companies offer policies that cater to different kinds of traveller - backpacker, skier, golfer - so you have to consider what you need covered before picking your policy. A family holiday, for example, won”t require the same kind of accident cover as a winter-sports holiday, so insurance will probably be a bit cheaper.

Shop around.

Don”t just jump at the first insurance policy you stumble across because the process of searching seems too daunting. Yes, it may require a little extra time and effort to make a concerted search, but you will undoubtedly benefit from it as policies vary so much in price and details.

Don”t leave it to the last minute.

Above all, buying your travel insurance shouldn”t be something that you do in a panicky rush - a cool head and time for research is the best way to get a great deal.

Though it’’s not the easiest process to get your head around, searching for your first travel insurance policy shouldn”t be too difficult as long as you know what to expect. Always do your research carefully, and read over the policy so that you can be sure you”re covered for all your needs.

Mui Aponta recommends that you always take out cheap travel insurance. He’’s recently opted for the cheapest travel insurance he could find with from AA Travel Insurance.

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